About Us — Paysonic | Transforming Experience, Empowering Every Journey

Powering Digital Mobility Solutions

We build secure, scalable and interoperable payment infrastructure that enables seamless financial transactions across tolling, FASTag, Multi-Lane Free Flow (MLFF), parking and connected mobility ecosystems.

As mobility becomes increasingly digital, connected and intelligent, the underlying payment infrastructure must evolve with it. Paysonic is focused on building that infrastructure—connecting financial institutions, payment networks, mobility operators, technology platforms and businesses through reliable, technology-led payment solutions.

Our platforms are designed to support high-volume, real-time transaction environments where security, reliability, scalability, interoperability and operational efficiency are critical.

Enabling the Next Generation of Mobility

The future of mobility is moving beyond conventional toll plazas, physical payment points and fragmented transaction experiences.

Vehicles are becoming connected. Tolling is becoming barrier-free. Parking is becoming automated. Payments are increasingly embedded into the mobility experience. Paysonic operates at the intersection of these transformations.

We develop technology and payment infrastructure that enables vehicles, operators, institutions and businesses to participate in a more connected, cashless and frictionless mobility ecosystem.

From electronic toll collection and FASTag transactions to MLFF tolling and digital parking payments, our solutions are designed to make payments increasingly invisible within the customer journey—while providing the infrastructure, controls and transaction intelligence required by enterprise operators and financial institutions.

Payments Infrastructure Built for Scale

Modern mobility generates high-frequency, time-sensitive and geographically distributed transactions. Payment infrastructure supporting these environments must be engineered differently.

Paysonic focuses on building platforms capable of supporting large transaction volumes, real-time processing, multiple payment rails, ecosystem integrations and enterprise-grade operational requirements.

Our approach combines payment technology with mobility-domain expertise to create solutions that can integrate across diverse stakeholders and infrastructure environments.

We believe scalable payment infrastructure should provide more than transaction processing. It should deliver:

Reliability across critical transaction journeys
Security across payment and operational environments
Interoperability across technology and payment ecosystems
Scalability for growing transaction volumes
Visibility through transaction intelligence and analytics
Operational efficiency through automation
Flexibility to support evolving mobility use cases

This philosophy guides the way we design, integrate and operate our platforms.

Electronic Tolling

Powering Digital Tolling

Electronic toll collection has fundamentally changed the way highway payments are processed. With FASTag and NETC, toll payments have evolved from conventional cash-based transactions to automated digital payments.

The next phase of this transformation is Multi-Lane Free Flow (MLFF)—where vehicles can pass through tolling zones without conventional barriers or stopping at physical toll booths.

India's MLFF rollout combines technologies such as FASTag, RFID-based identification, Automatic Number Plate Recognition (ANPR), cameras and automated transaction processing to enable barrier-free tolling.

Paysonic is positioned to support this evolution through payment and transaction infrastructure designed for the next generation of electronic tolling.

Our focus is to enable the financial transaction layer behind increasingly automated mobility environments—helping create a tolling ecosystem that is faster, more efficient, transparent and digitally connected.

Beyond the Toll Plaza

Extending FASTag Beyond Tolling

FASTag has created one of the world's most significant digital mobility payment ecosystems, extending electronic payments across India's highway network.

The opportunity now extends beyond toll collection.

FASTag can support multiple mobility use cases, including parking, vehicle-related services, EV charging and other location-based transactions. India's highway ecosystem has already been exploring these broader FASTag applications.

Paysonic's vision is to contribute to this evolution by enabling payment infrastructure that allows existing digital mobility credentials and payment rails to support broader, more convenient use cases.

Our objective is simple:

One connected mobility ecosystem. Multiple payment experiences. Seamless transactions.

Transforming Parking Payments

Parking is another critical component of the connected mobility ecosystem.

Traditional parking environments often involve physical tickets, cash handling, manual verification and fragmented payment processes. Digital parking infrastructure can transform this experience through automated vehicle identification, FASTag, UPI, ANPR and integrated payment processing.

Paysonic enables the transition towards cashless, contactless and technology-enabled parking payments, helping operators improve transaction efficiency while delivering a more convenient customer experience.

The opportunity extends across:

By connecting vehicle identification and payment infrastructure, smart parking can become a natural extension of the digital mobility journey.

Connecting the Mobility Ecosystem

Mobility payments involve multiple participants.

Banks. Payment networks. Infrastructure operators. Technology providers. Mobility businesses. Government and regulatory ecosystems. End customers.

Paysonic's role is to help connect these stakeholders through technology and payment infrastructure.

Our platforms are designed to support integration across financial institutions, payment systems, mobility infrastructure and enterprise applications—creating a connected transaction environment where different components can work together efficiently.

This ecosystem-led approach allows Paysonic to address complex payment challenges while maintaining a focus on standardisation, interoperability and operational resilience.

Our Approach

Technology at the Core

Technology is fundamental to everything we build. Our approach brings together:

Payment Processing

Real-time transaction processing and payment orchestration.

Mobility Technology

Solutions designed around tolling, parking and connected vehicle environments.

Vehicle Identification

Integration with technologies such as FASTag, RFID and ANPR.

Digital Integration

APIs and technology interfaces designed to connect platforms and ecosystem participants.

Data & Intelligence

Transaction visibility, analytics and operational insights.

Automation

Reducing manual intervention across high-volume transaction environments.

Security & Controls

Technology architecture designed with security and operational integrity at its core.

The result is an infrastructure layer designed to operate reliably behind the customer experience.

Our Foundation

Built Around Trust

Payments infrastructure is ultimately built on trust.

Customers expect transactions to work.
Banks expect operational reliability.
Operators require transparency.
Technology partners require interoperability.
Enterprises require scalability.

Paysonic approaches every platform with these expectations in mind.

We focus on building systems that are secure, dependable, transparent and operationally resilient, while continuously evolving our technology to address changing payment and mobility requirements.

How We Build

Enterprise by Design

Our solutions are designed for environments where transaction reliability and operational performance are business-critical. Paysonic works with the principles of:

Security by Design

Embedding security considerations throughout the technology and transaction lifecycle.

Scalability by Architecture

Building platforms capable of supporting growing transaction volumes and expanding ecosystems.

Interoperability by Default

Designing for integration across payment networks, financial institutions, operators and technology platforms.

Operational Excellence

Focusing on uptime, transaction integrity, monitoring, reconciliation and efficient operations.

Innovation with Purpose

Applying emerging technologies where they deliver measurable improvements to mobility and payment experiences.

Our Team

Swapnil Jambhale

Founder & CEO

Swapnil's leadership is focused on establishing Paysonic as a trusted technology and payments infrastructure partner for India's evolving mobility ecosystem — enabling secure, scalable, interoperable, and frictionless mobility payments at enterprise scale.

As the Founder & CEO of Paysonic Technologies, Swapnil leads the company's vision, strategic direction, product innovation, and execution, with a focus on transforming the mobility payments ecosystem in India.

Under his leadership, Paysonic is building an enterprise-grade, API-first mobility payments infrastructure that brings together banks, payment networks, mobility operators, enterprises, government organizations, OEMs, and consumers through a secure, scalable, and interoperable technology platform.

Swapnil drives Paysonic's efforts to simplify complex mobility payment journeys and create seamless, connected experiences across tolling, parking, mobility services, and emerging digital payment ecosystems.

Leadership & Strategic Mandate

Vision & Strategy: Define Paysonic's long-term vision, business strategy, growth priorities, and market positioning.
Product & Technology: Lead the evolution of Paysonic's mobility payments platform, technology architecture, product roadmap, and innovation agenda.
Strategic Partnerships: Establish and strengthen relationships with banks, payment networks, mobility operators, OEMs, enterprises, and government institutions.
Business Growth: Drive enterprise business development, strategic alliances, market expansion, and key institutional relationships.
Innovation: Champion innovation across digital payments, mobility technology, payment infrastructure, and connected mobility.
Governance & Security: Ensure a strong focus on regulatory compliance, information security, operational resilience, and industry standards, including applicable RBI, NPCI, and PCI DSS requirements.
Leadership & Talent: Build and mentor high-performing teams across technology, product, operations, business development, and strategic functions.

Building the Future of Mobility Payments

20+ Years in Banking & Payments | Ex-COO, Payment Infra Co. | Ex-GM, Multi-State Scheduled Bank | Digital Banking & NPCI Products | Doctorate in Digital Financial Technology

Makarand Agasti

Co-Founder & CFO

Makarand's leadership is focused on strengthening Paysonic's financial foundation, commercial discipline, and corporate governance as the company scales its mobility payments infrastructure — creating a sustainable platform for long-term growth, strategic partnerships, and value creation across India's evolving mobility ecosystem.

As the Co-Founder & CFO of Paysonic Technologies, Makarand leads the company's financial strategy, corporate planning, governance, and commercial operations, supporting Paysonic's growth as a technology and payments infrastructure company.

Makarand plays a key role in building the financial and operational foundation required to scale Paysonic's mobility payments platform and deepen its engagement with banks, payment networks, enterprises, mobility operators, and institutional partners.

His mandate spans financial planning, capital strategy, business performance, commercial structuring, risk management, and corporate governance, ensuring that Paysonic's growth is underpinned by disciplined execution, sustainable economics, and strong financial controls.

Leadership & Strategic Mandate

Financial Strategy: Define and execute Paysonic's financial strategy, planning framework, budgets, and long-term financial priorities.
Business Planning: Drive financial modelling, business planning, performance measurement, and strategic decision support across the organization.
Commercial Strategy: Lead commercial structuring, pricing frameworks, unit economics, and financial evaluation of strategic opportunities and partnerships.
Corporate Governance: Establish robust financial controls, governance frameworks, reporting systems, and compliance processes aligned with applicable regulatory and industry requirements.
Risk & Controls: Oversee financial risk management, operational controls, audit readiness, and processes supporting a secure and resilient business environment.
Strategic Partnerships: Support institutional relationships with banks, payment networks, enterprises, investors, and strategic partners from a financial and commercial perspective.
Scale & Sustainability: Build the financial infrastructure and operating discipline required to support Paysonic's expansion while maintaining sustainable and scalable business economics.
Organizational Leadership: Partner closely with the leadership team to align financial priorities with product, technology, business development, and overall corporate strategy.

Building a Scalable Mobility Payments Business

Rohit Tambe

CTO

Rohit's leadership is focused on building the technology backbone for connected and frictionless mobility payments — combining scalable architecture, intelligent integrations, security, and engineering excellence to enable Paysonic's vision of a seamless mobility payments ecosystem across India.

As the Chief Technology Officer (CTO) of Paysonic Technologies, Rohit leads the company's technology vision, platform architecture, engineering strategy, and digital infrastructure, driving the development of Paysonic's next-generation mobility payments technology.

Rohit is responsible for translating Paysonic's business and product vision into secure, scalable, resilient, and enterprise-ready technology solutions. His leadership spans platform architecture, product engineering, API infrastructure, systems integration, cybersecurity, data, and technology operations.

With a strong focus on engineering excellence and innovation, Rohit plays a critical role in building the technology foundation that enables seamless connectivity between banks, payment networks, mobility operators, enterprises, government organizations, OEMs, and consumers.

Technology & Leadership Mandate

Technology Vision: Define and execute Paysonic's technology strategy in alignment with the company's business and product roadmap.
Platform Architecture: Lead the architecture and evolution of Paysonic's API-first mobility payments platform, ensuring scalability, reliability, interoperability, and performance.
Engineering Leadership: Build and lead high-performing engineering teams across software development, platform engineering, DevOps, integrations, and technology operations.
Product Engineering: Drive the transformation of product requirements into robust, intuitive, and enterprise-grade technology solutions.
API & Systems Integration: Develop scalable integration frameworks connecting banks, payment networks, mobility platforms, enterprises, OEMs, and other ecosystem participants.
Security & Resilience: Establish strong technology practices for cybersecurity, data protection, system resilience, access controls, monitoring, and business continuity.
Innovation: Evaluate and adopt emerging technologies to enhance mobility payments, automation, interoperability, data intelligence, and digital experiences.
Technology Governance: Establish engineering standards, architecture principles, development methodologies, technology governance, and operational best practices.
Scalability & Performance: Ensure Paysonic’s technology infrastructure is designed to support high transaction volumes, real-time processing, rapid integrations, and future ecosystem expansion.

Engineering the Future of Mobility Payments

Tejas Kadam

CBO

Tejas's leadership is focused on building strategic relationships, unlocking new business opportunities, and accelerating the adoption of Paysonic's mobility payments infrastructure — connecting technology, payments, and mobility stakeholders to create a more integrated and frictionless mobility ecosystem across India.

As the Chief Business Officer (CBO) of Paysonic Technologies, Tejas Kadam leads the company's business strategy, commercial growth, enterprise development, and strategic partnerships, with a focus on expanding Paysonic's presence across India's rapidly evolving mobility payments ecosystem.

Tejas plays a key role in translating Paysonic's technology capabilities into scalable business opportunities by building relationships across banks, payment networks, mobility operators, enterprises, OEMs, government organizations, and strategic ecosystem partners.

His mandate spans business development, enterprise sales, strategic alliances, market expansion, commercial strategy, and ecosystem development, helping create sustainable growth opportunities while strengthening Paysonic's position as a technology and payments infrastructure partner.

Business & Commercial Mandate

Business Strategy: Develop and execute business growth strategies aligned with Paysonic's vision, product capabilities, and market opportunities.
Enterprise Business Development: Drive acquisition and growth of strategic enterprise and institutional customers across mobility and payments segments.
Strategic Partnerships: Build and manage high-value relationships with banks, payment networks, mobility operators, OEMs, enterprises, government institutions, and technology partners.
Market Expansion: Identify new markets, use cases, and mobility payment opportunities to expand Paysonic's ecosystem and business footprint.
Commercial Strategy: Develop commercial models, partnership structures, go-to-market strategies, and growth frameworks that support sustainable business economics.
Ecosystem Development: Create strategic collaborations that connect multiple stakeholders and accelerate adoption of Paysonic's mobility payments infrastructure.
Customer Relationships: Strengthen relationships with key customers and partners, ensuring alignment between business requirements and Paysonic's technology capabilities.
Revenue Growth: Drive revenue generation, strategic account development, pipeline growth, and long-term commercial opportunities.
Cross-Functional Leadership: Work closely with product, technology, finance, and operations teams to convert market opportunities into scalable and successfully executed business initiatives.

Expanding the Mobility Payments Ecosystem

18+ Years in Payment Technology | Ex-CEO Fintech Startups | Worked with NPCI & Payment Technology MNCs | Fintech Mentor | Top 50 Startup Fintech Leaders in India

Our Vision & Mission

Our Vision: To build the infrastructure that enables seamless, connected and intelligent mobility payments across India and global markets.

We envision a future where mobility payments are no longer separate transactions but an integrated part of the transportation experience.

A vehicle should be able to move.
Infrastructure should identify it.
The payment should happen automatically.
And the customer should simply continue the journey.

Our Mission: To engineer secure, scalable and interoperable payment infrastructure that simplifies mobility transactions and enables the next generation of connected transportation.

We are committed to combining technology, payments and mobility expertise to create infrastructure that delivers value for financial institutions, mobility operators, businesses and end customers.